There are a variety of motivating factors to evaluate the possibility of migrating from one merchant services provider to another. Rates are not always the final reason to change provider. Also, in conjunction with the various pricing strategies, there are others factors that motivate the decision to change payment processing supplier, such as:

• Integration of payment gateway to merchants’ business systems.
• Access to prime technology services (i.e.: shopping cart, mobile payments, multi-currencies processing, e-invoicing, electronic funds transfer).
• Access to highest standards of security (i.e.: PCI Standards compliance).
• Frequency of funding (i.e.: everyday funding vs. weekly funding).
• Removal or reduced collateral requirement compared to the current one (i.e.: security deposits, letter of credit, rolling reserve, hold backs).